Terms & Conditions

This page contains Easy Car Finance terms and conditions. By using the website, you agree to be bound by these terms and conditions.

All of the information on the Easy Car Finance website is designed as general reference for potential and current Easy Car Finance users. It is not intended to be used as general financial advice. Easy Car Finance does not offer financial or investment advice and recommends that you seek independent professional advice before using any of the information contained within this site.

While all practical efforts have been made to verify the veracity and utility of the information contained on this website, Easy Car Finance cannot guarantee its accuracy or usefulness. The information contained within is intended for the purposes of guidance and should not be taken as definitive or wholly accurate.

No information on this website should be seen as a future promise or past representation of Easy Car Finance or its services. The information is current when you view it, but Easy Car Finance reserves the right to change any information found on this website at any time with no prior notice.

If you wish to use Easy Car Finance, you must be 18 years of age. You need to make sure that the details you give us are accurate and comprehensive, and you need to inform us of any changes to your situation or details immediately.

The Privacy Act 1993

I/we authorize Easy Car Finance to collect, retain, and use the personal information about me/us for the purposes of:

Assessing my/our creditworthiness;

Attending to the financing, whether directly or indirectly, of my/our contract(s) and enforcing Easy Car Finance's rights thereunder;

Marketing and/or informing me/us about the goods and services provided by Easy Car Finance.

I/we authorize Easy Car Finance to collect from credit reporting agencies, credit providers, my/our employer(s), accountant(s), relatives, or other person(s) such personal, financial, and commercial information about me/us for the said purposes.

I/we authorize Easy Car Finance to provide this information:

To any person for the foregoing purposes;

To any employees and agents of Easy Car Finance and/or any other person, in any ordinary course of business, for any of the foregoing purposes;

To credit agencies for the purpose of maintaining proper or effective records.

I/we acknowledge that if I/we do not provide all or any part of the information requested on this application form, my/our application for finance may be declined. I/we further acknowledge that pursuant to the Privacy Act 1993, I/we have a right of access to information collected by Easy Car Finance about me/us and to request that this information be corrected. The information will be held at the office of Easy Car Finance, 185 Peterborough Street Christchurch, or the registered offices of any party nominated by Easy Car Finance.

*Easy Car Finance and other associated third parties

Welcome

Applying for a loan or just exploring your options? Either way, it only takes a few moments to get the ball rolling.

To get a loan with us, we require:

To get a loan with us, you must:

be a NZ citizen, or have a valid work or resident visa

have a regular income

have a valid NZ driver licence or passport or an overseas passport

By applying, you confirm you agree to our Application Term and Conditions.

If you have any questions or want to speak to someone, please feel free to contact us.

What type of loan are you looking for?

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Car

Jet Ski

Caravan

Motorhome

Motorbike

Other

Type

Let's have a look at the numbers

How much would you like to borrow?

How long do you need to pay it back?

36 months48 months60 months

How often can you make payment?

WeeklyFortnightlyMonthly

Do you want Mechanical Breakdown Insurance

Mechanical breakdown insurance covers unexpected repair costs for major vehicle components, like the engine and transmission, that are not typically covered by standard warranties.

YesNo

Numbers

This loan will cost about

$$$

per fortnight

Example only, not an offer of finance, and assumes a fixed annual interest rate of 12.95%, a Loan Referral Fee of $395, a Personal Property Securities Register Lodgment Fee of $8.05, a Personal Property Securities Register Search Fee of $1.15, and a monthly maintenance fee of $3.50. In this example, the total amount payable would be $18,604,08.

*Offer of finance is subject to terms, conditions, lending criteria, responsible lending inquiries and checks. See our terms for details.*

Overview

Tell us a little bit more

Do you have any vehicles that could be used as security?

Yes!No.

What is the appropriate value of your vehicles?

What is the current value of your KiwiSaver account?

How much do you have in savings?

Details

Tell us a little bit more

Do you have any owned property/properties?

Yes!No.

If yes, please provide an estimated value for your owned property(ies)

Do you have any outstanding debts?

Yes!No.

If yes, please specify the type of debts and their respective balances.

Details

Tell us about yourself

We’ll need some contact details, and you’ll need to choose a local office. Once that’s done, we can give you a call or you can continue with the online application - it’s up to you.

First Name

Last Name

Email

Phone Number

Alternative Phone Number

Date of Birth

Marital Status

Number of Dependants

Source of Application

Personal

Address & Residential

Quick Address Search

House Number

Street Name

Suburb

City

State / Region

Residential Status

Frequency of Payment

Property Payment

Time at Property(Year)

(Month)

Residency

Date of Entry

Previous Address

Quick Address Search

House Number

Street Name

Suburb

City

State / Region

Living

Employment

Employment Status

Employer Name

Job Title

Time at Employer

Previous Employer

Employment Status

Employer Name

Job Title

Employment

Income

Main Income

Income Amount

Other Income

Other Income Amount

Income

Confirm Submission.

Thanks for taking the time to complete this form.

By submitting, you are agreeing to our Terms and Privacy Policy, and also confirm that all information provided is correct, complete, and not misleading and that you are not an undischarged bankrupt.

Agree

Confirm

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